Contractor Insurance for Colorado

When we started our business we called other insurance agencies and Western Insurance Solutions got back to us the same day with our quote. They gave us superior coverages, a great price and the service has been fantastic!
K & D Construction, Colorado Springs, CO

Your help on the challenge of understanding my insurance needs was invaluable. I would recommend Western Insurance Solutions to anyone.
AAA Custom Seamless Gutters, Commerce City, CO

Since we changed to Western Insurance Solutions for our General Liability and Workers Compensation it has been smooth sailing.
Stevens Heating and Air, Inc., Colorado Springs, CO

I really do appreciate how quick you've got this done. I'm very pleased I chose you guys, THANKS.
A Plus Stair and Rail, Inc. Aurora, CO
Thank you for having such wonderful prices in such an economically challenging time. The staff was very patient and understanding.
Sample Construction, Aurora, CO

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Worker's Compensation

Workers Comp InsuranceAlong with your Contractor Liability, Workers Compensation is one of the most important coverage a business needs. If you have any employees, even one who is a day laborer you are required by the state to purchase Workers Compensation.

Workers Compensation is actually two policies rolled into one. The first part is called Workers Compensation and will provide benefits to an employee who is injured on the job and for a disease that is caused or aggravated due to their working conditions. Benefits include Medical Treatment, Permanent and Temporary Disability, and Death Benefits.

The second part is called Employers Liability and is not covered under your Contractor Liability. This part of the policy protects businesses if they are found civilly liable for employee injuries that arise out of and in the course of employment. Employers' liability coverage helps protect your business against common-law claims such as Care and Loss of Services, Certain types of Third Party claims and Consequential Bodily Injury to a family member of the Employee.