General Liability Insurance

If your business is involved in construction, liability insurance is one of the most important types of insurance that you can carry. Construction liability insurance protects you and your business from Bodily Injury and Property Damage that you or your employees cause. It will also protect you for Products and Completed Operations (if purchased). An example of this would be a case where a plumber installs new copper piping during a bathroom remodel project. The job is now finished but two months later a leak starts in one of the fittings the plumber did and the bathroom floods causing damage. The resulting damage would be covered but your work (repairing the copper pipe) would not.

But all General Liability policies are not the same. Some may have a “prior works” exclusion or exclusion for tract homes or multi-family construction. Others may not provide coverage for your subcontractors or even be on a “Claims Made” form. At Western Insurance Solutions we match your general liability coverage to your needs.